Sitemap
Site launched Site launched.
Ojar in Canada Ojar in Canada.
This new Site This new Site.
another broken heart another broken heart.
Dating when you're a package deal? Dating when you're a package deal?.
How often to cheaters end up together successfully? How often to cheaters end up together successfully?.
Redneck survival boat. Redneck survival boat..
kansas city? kansas city?.
Anyone split from a dear friend but worried they had narcissistic &scary traits? Anyone split from a dear friend but worried they had narcissistic &scary traits?.
Mr. lament Mr. lament.
Phoenix AZ? Phoenix AZ?.
MY SON, MY SON MY SON, MY SON.
Carrying The Past Carrying The Past.
Anyone from Tenerife Anyone from Tenerife.
blame game blame game.
COLORADO COLORADO.
Portents Portents.
On Detaching On Detaching.
Who Am I? Who Am I?.
Circles Circles.
abused me! abused me!.
spell check spell check.
why? why?.
ninteen Ways To Maintain A Healthy Level of Insanity ninteen Ways To Maintain A Healthy Level of Insanity .
How? How?.
Jesus take the wheel.. Jesus take the wheel...
Spousal Support Hearing Spousal Support Hearing.
I will survive I will survive.
Nights in White Satin Nights in White Satin.
just wants whats fair just wants whats fair.
Just sayin hi Just sayin hi.
Start out something funny Start out something funny.
YADA,YADA,YADA YADA,YADA,YADA.
enemy mine enemy mine.
go out and meet someone... go out and meet someone....
THIS MEANS WAR THIS MEANS WAR.
I'M THAT TYPE OF GUY I'M THAT TYPE OF GUY.
Dumped by a lesbian? Dumped by a lesbian?.
Patience Patience .
i'll know when it right...right? i'll know when it right...right?.
who are you and what didi you do with my wife? who are you and what didi you do with my wife?.
Writing poetry, stories Writing poetry, stories.
Sometimes we feel stupid..... Sometimes we feel stupid......
Finally I can ask someone who won't laugh a me Finally I can ask someone who won't laugh a me .
My girl is going Hollywood well maybe not that big My girl is going Hollywood well maybe not that big.
You never did You never did.
You're Only Lonely You're Only Lonely.
ALWAYS ALWAYS.
A tea totalling CFR A tea totalling CFR.
Management and business double-speak Management and business double-speak.
THE FLAME THE FLAME.
LITTLE LIES LITTLE LIES.
legal rights legal rights.
advice advice.
Ben Folds - Landed Ben Folds - Landed.
Believe Believe.
Now what? Now what?.
Alone and no one to talk to Alone and no one to talk to .
I dont think anyone has been through this. I dont think anyone has been through this..
My Family and Friends - Support Group My Family and Friends - Support Group.
I have whole kitchen filled with food - no one to eat it I have whole kitchen filled with food - no one to eat it.
S.O.B. S.O.B..
The Road Between The Road Between.
NOTHING AT ALL NOTHING AT ALL.
stuck in the pain stuck in the pain.
you left me when i needed the most... you left me when i needed the most....
The empty home - alone - hope for future The empty home - alone - hope for future .
Winter coming on. Saving Money Winter coming on. Saving Money.
Child Support - maybe I was wrong Child Support - maybe I was wrong.
It has to end. It has to end..
Dreaming - Dreams I had after Wife left Dreaming - Dreams I had after Wife left.
DANCING IN THE DARK DANCING IN THE DARK.
WICKED GAME WICKED GAME.
The kids loose to The kids loose to.
here come the holiday's... here come the holiday's....
Alzhimers and health - Forgetful ? Alzhimers and health - Forgetful ? .
SUNDAY'S...AHHH...SUNDAY'S.... SUNDAY'S...AHHH...SUNDAY'S.....
50 ways..... 50 ways......
Over The Hills and Far Away Over The Hills and Far Away.
Is anybody out there????? Is anybody out there?????.
Womens Opinions Wanted Womens Opinions Wanted.
The Female and Male Brain The Female and Male Brain.
The Madonna/Whore Syndrome The Madonna/Whore Syndrome.
Talking about other women constantly...? Talking about other women constantly...?.
stop me if youve heard this one... stop me if youve heard this one....
ROSES ARE RED~~FOR OUR EX'S ROSES ARE RED~~FOR OUR EX'S.
Still Can't Say the Word * EXWife * in Company Still Can't Say the Word * EXWife * in Company.
Thought about starting Divorce Support Group anyone done that? Thought about starting Divorce Support Group anyone done that?.
With or Without You With or Without You.
HAZARD~The River HAZARD~The River.
Dijon-Tarragon Cream Chicken Dijon-Tarragon Cream Chicken.
my wife left me my wife left me.
she has nothing to hide... she has nothing to hide....
Wife Hauling stuff out right and left, I guess it's a good time to go online! Wife Hauling stuff out right and left, I guess it's a good time to go online!.
I have my New Web page going I have my New Web page going.
a letter to my daughter... a letter to my daughter....
ANGELIA ANGELIA.
I feel like a fossil I feel like a fossil.
no shame in that... no shame in that....
My Future - No one can tell Future but My HOPE for Future My Future - No one can tell Future but My HOPE for Future.
Doing a Little Bit Better Doing a Little Bit Better .
Yaaa ! I have bought new Doman Yaaa ! I have bought new Doman.
The Other Side of the Sanity Tree * The Other Side of the Sanity Tree *.
Oh........another weekend.. Oh........another weekend...
Left for girl half his age... Left for girl half his age....
Witchy Woman Witchy Woman.
Apron strings...? Apron strings...?.
Hearts in Decline (Dan Fogelberg) Hearts in Decline (Dan Fogelberg).
Our Last Farewell Our Last Farewell.
Promises Made Promises Made.
The Last Nail The Last Nail.
On my way home from Work today - Strange Encounter On my way home from Work today - Strange Encounter.
Guess What ? Lawmakers Secratery Called Me ! Guess What ? Lawmakers Secratery Called Me !.
Well, she's gone! Well, she's gone!.
guilt, guilt, guilt guilt, guilt, guilt.
I am so confused I am so confused.
The *If I do Nothing * Things will get better - Surefire way to Save Marrage The *If I do Nothing * Things will get better - Surefire way to Save Marrage.
Setting limits on the other person hurts. Setting limits on the other person hurts..
The Pain is Fading but not gone - pain will allways be here but hope will Fade The Pain is Fading but not gone - pain will allways be here but hope will Fade.
Buffett - "Smart Woman (In A Real Short Skirt)" Buffett - "Smart Woman (In A Real Short Skirt)" .
HAPPY THANKSGIVING! HAPPY THANKSGIVING!.
Bishop Bishop.
yippee......................................... yippee..........................................
Things I could have done diffrent Things I could have done diffrent.
Holiday Cheer? Holiday Cheer?.
What gets me the most What gets me the most.
My Wife(EX) Can NOT Quit a lot of things - BUT She CAN Quit me - odd My Wife(EX) Can NOT Quit a lot of things - BUT She CAN Quit me - odd.
Eric Clapton - Promises Eric Clapton - Promises.
Dave Mason - We just disagree Dave Mason - We just disagree.
You Don't Love Me Anymore Lyrics - by Weird Al Yankovic You Don't Love Me Anymore Lyrics - by Weird Al Yankovic.
One More Minute - by Weird Al Yankovic One More Minute - by Weird Al Yankovic.
Dating a divorced woman Dating a divorced woman.
New sister site sneak info. New sister site sneak info..
confused confused.
Why do you hate me Why do you hate me.
I was the one that cheated! I was the one that cheated!.
BORN TO RUN BORN TO RUN.
NEW YEARS in VEGAS NEW YEARS in VEGAS.
All I Wanna Do Is Make Love To You All I Wanna Do Is Make Love To You.
SECOND CHANCE SECOND CHANCE.
thanks to our friends thanks to our friends.
Married...should I stay or should I go. Married...should I stay or should I go..
Responsibility for the demise of your relationship Responsibility for the demise of your relationship.
Well, Here's a life story for you! Well, Here's a life story for you!.
Bittersweet Victory! Bittersweet Victory!.
Socrates Socrates.
Blogs ? Blogs ?.
Wondering what is happening ? Ideas ? Wondering what is happening ? Ideas ?.
Wow that was strange! Wow that was strange!.
IN TOO DEEP IN TOO DEEP.
The Empty House ..................The Empty The Empty House ..................The Empty .
I feel like I am begging I feel like I am begging.
Connections Connections.
I want to put together a want ad I want to put together a want ad.
so mad I just can't control my tongue! so mad I just can't control my tongue!.
Trying to Decide ? Trying to Decide ?.
Depression things that make me feel better Depression things that make me feel better.
Choosing the Right one for Next and Final Time Choosing the Right one for Next and Final Time.
Ready to file Ready to file.
I hope I am Not ruined for Next Relationship I hope I am Not ruined for Next Relationship.
I have been winterizing my house I have been winterizing my house.
my BF is confused over me and a new girl he just met my BF is confused over me and a new girl he just met.
BLINK BLINK.
IF ? .................................... IF ? .....................................
Holding Back the Years Holding Back the Years.
what are the rules for dating? what are the rules for dating? .
Boy! It sure is cold!!! Boy! It sure is cold!!!.
Park Bench Park Bench.
Christmas & the ex's family... Christmas & the ex's family....
where do i fit in now? where do i fit in now?.
Christmas Idea - Send Christmas Cards out Christmas Idea - Send Christmas Cards out.
STOP DOING THIS!!!!!!BEFORE I LOSE IT!!!!!!! STOP DOING THIS!!!!!!BEFORE I LOSE IT!!!!!!!.
this way and that way this way and that way.
Not quite a poetry post Not quite a poetry post.
Hang on SUPER BRAT is in CHARGE !!!!!!! Hang on SUPER BRAT is in CHARGE !!!!!!!.
Mandolin Rain Mandolin Rain.
"It takes two to tango" "It takes two to tango".
Something I am Thinking About - Secret Idea Something I am Thinking About - Secret Idea.
Will be glad when Divorce Final - And Over Will be glad when Divorce Final - And Over.
Guys give me your opinion on this letter Guys give me your opinion on this letter .
What about my kids? Will they come around? What about my kids? Will they come around?.
LIMBO ---- LIMBO----Married--Yet Not Married--LIMBO LIMBO ---- LIMBO----Married--Yet Not Married--LIMBO.
Feeling Better Today Feeling Better Today.
Here is My Picture - Post YOUR Picture here Here is My Picture - Post YOUR Picture here .
Places I go , people I see Places I go , people I see.
It's final today It's final today.
I have the oddest Cat I have the oddest Cat.
How does my Wife(EX) Feel Now ? I Wonder ????????? How does my Wife(EX) Feel Now ? I Wonder ?????????.
I am thinking about puting up Christmas Lights I am thinking about puting up Christmas Lights.
Where is Everybody ? Where is Everybody ?.
What have I done? What have I done?.
Webtv???? Webtv????.
Seems to be this is me today Seems to be this is me today.
Yet another silly 2brix question Yet another silly 2brix question.
Do you have the Needle or the Haystack ?????? Do you have the Needle or the Haystack ??????.
Book I heard about on Radio - Proper Care and Feeding of Husbands Book I heard about on Radio - Proper Care and Feeding of Husbands.
Cheatin' (Sara Evans) Cheatin' (Sara Evans).
Merry Christmas EveryBody Merry Christmas EveryBody .
Why I MAY have to Choose Someone a LOT Younger than me(Updated Message) Why I MAY have to Choose Someone a LOT Younger than me(Updated Message).
Oh My God ! !!!!!!!!!!!!!!!! Oh My God ! !!!!!!!!!!!!!!!!.
Strange - Reversal Strange - Reversal.
Spent all my Money on Christmas Spent all my Money on Christmas.
when does it end? when does it end?.
Went to that Movie * Dick and Jane * Went to that Movie * Dick and Jane * .
Atlanta anyone? Atlanta anyone?.
My Christmas Wish My Christmas Wish.
LIKE WE NEVER LOVED AT ALL (Faith Hill) LIKE WE NEVER LOVED AT ALL (Faith Hill).
Stepson? Stepson? .
My * Guess * where my Ex is now ? My * Guess * where my Ex is now ?.
Don't know whats going on in my Divorce Don't know whats going on in my Divorce.
found something out found something out.
I'm lost and in pain I'm lost and in pain.
Main thing my Wife(Ex) Wanted - Dryer - Now Have - Main thing my Wife(Ex) Wanted - Dryer - Now Have - .
Happy New Year - 2006 Happy New Year - 2006.
Can't Sleep Can't Sleep.
Drinking Coffie with my Dad Drinking Coffie with my Dad.
Information I found out about my Cat Freckles Information I found out about my Cat Freckles.
Today is first time used skillet since wife left Sep 8 Today is first time used skillet since wife left Sep 8.
Ex acting like a wild man Ex acting like a wild man.
Sleeping tips? Sleeping tips?.
I live in Texas I live in Texas .
Threetimeloser's story. Threetimeloser's story. .
Almost got a * Ticket * :-) Almost got a * Ticket * :-).
CRYIN' CRYIN'.
Dust Blowing here today Dust Blowing here today .
Who needs to date... Who needs to date....
Where do I go from here? Where do I go from here?.
Husband is Leaving Me Husband is Leaving Me.
Happy New Year and all that rot Happy New Year and all that rot.
My story help me understand My story help me understand.
Something Wicked this Way Comes ................................ Something Wicked this Way Comes .................................
New to the Board. Here's my story New to the Board. Here's my story.
The BIG Mess ! The BIG Mess !.
My new anthem? My new anthem?.
The Guys' Rules The Guys' Rules.
Should I answer her emails. Should I answer her emails..
My wedding song My wedding song.
Clorox Phobia Clorox Phobia.
Re: Left for my very best friend Re: Left for my very best friend.
Taxes will be fun this year ! NOT Taxes will be fun this year ! NOT .
Question Question.
This was in the Newspaper This was in the Newspaper.
I am trying to wrap my head around this, help anyone I am trying to wrap my head around this, help anyone.
Had a Good day at Work Today Had a Good day at Work Today .
Please come back Please come back.
2 weeks 2 weeks.
No one lives where I do LOL No one lives where I do LOL.
Thought about being Minister - Or at least giving a Few Sermons Thought about being Minister - Or at least giving a Few Sermons.
The Lonely House ...... The Lonely House .......
Florida Florida.
lost her in the hurricane... lost her in the hurricane....
I play music... I play music....
At the First of Marrage my Wife(EX) did Try At the First of Marrage my Wife(EX) did Try.
Its Goning S L O W Its Goning S L O W .
I have to go in to Work Early Today I have to go in to Work Early Today.
Any good Busness Ideas ? Any good Busness Ideas ?.
Be SELFISH!! Be SELFISH!!.
alimony/support alimony/support.
My Kids Idea - May Redecide My Kids Idea - May Redecide.
Starting to Forget my Wife Starting to Forget my Wife.
My Birthday is Today ! Who hoo My Birthday is Today ! Who hoo .
Where oh Where In Newport Beach Where oh Where In Newport Beach.
Chicken enchiladas Chicken enchiladas.
Something Funny Something Funny.
found her personal ad on a dating service... found her personal ad on a dating service....
Something Diffrent this Year Something Diffrent this Year.
3 o'clock 3 o'clock.
Starting to Gain Weight instead of lose it , like when Wife(EX) left Starting to Gain Weight instead of lose it , like when Wife(EX) left.
After the fact...I went the wrong way...I think After the fact...I went the wrong way...I think.
rot in hell rot in hell.
job ...what job? job ...what job?.
Feeling Guilty Feeling Guilty.
Nebuchadnezzar's Dream Nebuchadnezzar's Dream.
While Looking for something - found notebook Wife(EX) left While Looking for something - found notebook Wife(EX) left.
Something in Newspaper -Marriage Builds Wealth - Divorce Destroys it Something in Newspaper -Marriage Builds Wealth - Divorce Destroys it.
my wife wants separation after almost 14 years of marraige(18 years together) my wife wants separation after almost 14 years of marraige(18 years together).
nasty divorce nasty divorce.
Monday!!! Monday!!!.
Re: Brutal Reality Re: Brutal Reality.
other woman is now the only woman other woman is now the only woman.
today's the day today's the day.
condoms, vasectomy, and personal add on online site condoms, vasectomy, and personal add on online site.
My Story of Heartbreak ~ when does it stop hurting? My Story of Heartbreak ~ when does it stop hurting?.
Strange, short, intense affair, the end still hurts. How do I move on? Strange, short, intense affair, the end still hurts. How do I move on?.
Something I noticed .................... Something I noticed .....................
Advice Needed Advice Needed.
Anyone in Fairbanks Alaska Anyone in Fairbanks Alaska.
worst thing said to you?... worst thing said to you?....
The roller-coaster ride The roller-coaster ride.
uncoupling uncoupling.
my story, realises lots after reading here my story, realises lots after reading here.
Re: "I love you, but..." Re: "I love you, but...".
Am I a stalker? Am I a stalker?.
Re: How do I wait? Re: How do I wait?.
Anyone in Akron, Ohio? Anyone in Akron, Ohio?.
Have your story HEARD on OJaroo Have your story HEARD on OJaroo.
Having to Revert Back - Not a good feeling Having to Revert Back - Not a good feeling.
My story My story.
Still Married, but wonder if it's worth it. Still Married, but wonder if it's worth it..
Living To Be 80 Living To Be 80.
You'll Think Of Me You'll Think Of Me .
Thank You Thank You.
local people local people.
Empty Nest Empty Nest.
she does'nt love me anymore she does'nt love me anymore.
I did a stupid thing I did a stupid thing.
my story my story.
If the phone doesn't ring... it's me If the phone doesn't ring... it's me.
This is the hardest time of my life This is the hardest time of my life.
Why my Wife(Ex) Married me is SAME Reason Wife(EX) Left ! Why my Wife(Ex) Married me is SAME Reason Wife(EX) Left !.
The one who leaves... The one who leaves....
How do I get him to come home How do I get him to come home.
Does calling,texts, talking him into coming home when he gets kids help? Does calling,texts, talking him into coming home when he gets kids help?.
Looking for input Part 1 Looking for input Part 1.
Looking for input Part 2 Looking for input Part 2.
How is it that...? How is it that...?.
heartache soulmate in new york heartache soulmate in new york.
Help! Help!.
went to an attorney today to see about rights went to an attorney today to see about rights.
Hey ladies! Hey ladies!.
Why can't I feel happy again? Why can't I feel happy again?.
The Tears Of Healing The Tears Of Healing .
In-Laws In-Laws.
typical scenario, worst time of my life... typical scenario, worst time of my life....
anyone else nosey? anyone else nosey?.
It lasted only 2 Months?? It lasted only 2 Months?? .
Is it time to tell her to make a decision? Is it time to tell her to make a decision?.
what should I be thinking??? what should I be thinking???.
It's been a year, what to do next?? (long) It's been a year, what to do next?? (long).
I cant take my husband any more. I cant take my husband any more..
My sad tale.... My sad tale.....
How to Survive the Loss of a Love How to Survive the Loss of a Love.
Journey from Abandonment to Healing: Turn the End of a Relationship into the Beg Journey from Abandonment to Healing: Turn the End of a Relationship into the Beg.
Ghost-Indigo Girls Ghost-Indigo Girls.
Newly separated Newly separated.
Troubled Sons Troubled Sons .
I don't know how to do this I don't know how to do this.
Please Help Me Let Go Please Help Me Let Go.
Help Me!!!!! Help Me!!!!!.
I see dead people I see dead people.
Helping Your Kids Cope with Divorce the Sandcastles Way Helping Your Kids Cope with Divorce the Sandcastles Way.
Michigan? Michigan?.
Anybody here try Xanax? Anybody here try Xanax?.
lemonade lemonade.
She needs to make her decision...soon... She needs to make her decision...soon....
Devastated in Seattle. Devastated in Seattle..
Separation Separation.
My boys don't want her My boys don't want her .
Re: Just venting I need a break! Re: Just venting I need a break!.
broken hearted broken hearted.
Three Men, Three Lies, One Day Three Men, Three Lies, One Day.
good and bad! good and bad!.
Divorce was final yesterday. Divorce was final yesterday..
when is it ok to to date again? when is it ok to to date again?.
Tonight I Wanna Cry Tonight I Wanna Cry.
Support in New York Support in New York.
Does the Pain Ever End? Does the Pain Ever End?.
Support Group In My Area Support Group In My Area.
Spent 4 day weekend with wife, and was it rough Spent 4 day weekend with wife, and was it rough.
I can't believe it! I can't believe it!.
SCARS! SCARS!.
The great E.C The great E.C.
Dummy Dummy .
How about this one! How about this one!.
LIFE LIFE.
The future? The future?.
the last night the last night.
My Story My Story.
Any one in Arizona? Any one in Arizona?.
Just getting started Just getting started.
My miserable life My miserable life.
I should have said... I should have said....
But there's always more on my mind But there's always more on my mind.
Help now!! please, anyone Help now!! please, anyone.
What do I do when I still love her What do I do when I still love her.
I can do this I can do this.
Re: Second guessing myself Re: Second guessing myself.
Not interested in dating Not interested in dating.
Patricks day!! Patricks day!!.
Autumn Leaves Autumn Leaves.
"Blue Eyes Blue" "Blue Eyes Blue".
"Before My Heart Finds Out" "Before My Heart Finds Out".
"I Breathe In, I Breathe Out" "I Breathe In, I Breathe Out".
"What Mattered Most" "What Mattered Most".
"Don't Throw Wood" "Don't Throw Wood".
"Parting Lines" "Parting Lines".
"No Less Than If Yesterday" (written by: charmed) "No Less Than If Yesterday" (written by: charmed).
"The Long Way" "The Long Way".
"Misty Shadows of Autumn" "Misty Shadows of Autumn".
"Yet" "Yet".
"Planting Flowers in Mid-Air" "Planting Flowers in Mid-Air".
My Family is having to *Tip Toe through the Tulips* and we don't like it My Family is having to *Tip Toe through the Tulips* and we don't like it.
Dealing with anger... Dealing with anger....
I'm Struggling I'm Struggling.
Is this mean, manipulative, or my Right? Is this mean, manipulative, or my Right?.
Her Her.
I know I want a divorce, now what? I know I want a divorce, now what?.
All in all All in all.
Dr. My EYES Dr. My EYES.
U2 U2.
Blonde Blonde.
ha! ha!.
womens point system womens point system.
Thank you Thank you.
A-town? A-town?.
Do you know what you want...? Do you know what you want...?.
Interview the person below you Interview the person below you.
The weekend The weekend.
first long talk with the wife first long talk with the wife.
More on my miserable existance More on my miserable existance.
What the hell is he thinking? What the hell is he thinking?.
Cuss! Cuss ! $#@*& Mad ! Mad ! Cuss ! Cuss ! Cuss! Cuss ! $#@*& Mad ! Mad ! Cuss ! Cuss !.
The last question I need answered by my wife The last question I need answered by my wife.
House Behind the Weeds House Behind the Weeds.
Snow ! It's Snowing ! Snow ! It's Snowing !.
Hello again Hello again.
Freebird Freebird.
My wife the LEAVER...Why does she alway treat me like garbage? My wife the LEAVER...Why does she alway treat me like garbage?.
Haven't dated for 3 years since divorce Haven't dated for 3 years since divorce.
runaway runaway .
***WARNING: RANT*** ***WARNING: RANT***.
Something very wrong with my wifes thought processes Something very wrong with my wifes thought processes.
Crazy Crazy.
"Always on My Mind" "Always on My Mind".
Would this offend you? Would this offend you?.
If? If?.
Another sad story Another sad story.
my story my story.
Moved! Moved!.
miss them miss them.
ex-husband's neverending hostility ex-husband's neverending hostility.
Midlife crisis pushed her over the edge?! Midlife crisis pushed her over the edge?!.
My chili recipe My chili recipe .
Easy Mock Pizza Easy Mock Pizza.
"The Meaning of Love" "The Meaning of Love" .
Embattled Group Embattled Group.
Well, growing a spine has paid off Well, growing a spine has paid off.
I'm leaving today I'm leaving today.
My wife told me today she wants a divorce by email My wife told me today she wants a divorce by email.
Broken Dreams Broken Dreams.
When I think about my Wife(StbxW) this is what I Feel When I think about my Wife(StbxW) this is what I Feel.
HELP ME TODAY HELP ME TODAY.
Microwave Frito Pie Fast and good Microwave Frito Pie Fast and good.
Lawyer say Divorce over in May - Need New Wife after that Lawyer say Divorce over in May - Need New Wife after that.
Taxes Taxes.
"Disharmony" "Disharmony".
Sounds Familiar ? Sounds Familiar ?.
Nine Months Since You Walked Out Nine Months Since You Walked Out.
Home
Community
sitemap 1
42
43
44
divorce blog
Copyright © 2005 OJAR LLC. All rights reserved.
Site Privacy Policy, Terms of Use and Disclaimer